Mr. Holtedahl was appointed interim CEO in June 2021. He also holds the position as Director of Credit Cards. Mr. Holtedahl has more than 19 years of experience working with consumer finance, credit cards and financial services. Previous positions include Co-Founder, CFO and Deputy CEO in Advanzia Bank, Luxembourg, Co-Founder and VP of Treasury in Bankia Bank ASA and Deputy Director General in the Norwegian Ministry of Finance. Mr. Holtedahl holds a Bachelor of Commerce, Economics and Accountancy from Concordia University (Canada) and an MSc. studies in Economics from the University of Oslo.

Henning Fagerbakke was CFO in January 2019, before which he held the position of Finance Manager. He is an experienced finance professional and state authorised public accountant with a background including several years as Senior Auditor and Manager at KPMG Norway and Business Controller at Gresvig. He holds an MSc in Accounting and Auditing from the Norwegian School of Economics.

co-founder and CMO / CIO. Mr. Ryengen has a comprehensive background in the financial services industry. Previous experience includes Head of Distribution, Marketing and Analytics Financial Services at Accenture, Product Development Manager at Santander Consumer Bank and Project Manager at SEB Kort. He holds an MSc in Business Administration and Economics and an Executive MBA from the Norwegian School of Economics.

Thomassen served as Chief Compliance officer from May 2015 until May 2019, at which time he was made Director of Legal and HR. He also served as a board member from December 2012 to May 2015. Previous positions include Director Lean & Business Development at Statoil Fuel and Retail and Department Director of Cards at Santander Consumer Bank. He holds a master’s degree in European Business from Royal Holloway University of London and an Executive MBA from the Norwegian School of Economics.

Pedersen has been with the company since its founding and served as Employee Elected Board Member from March 2014 to March 2018. Before being appointed COO in June 2019 she held the position of Chief Human Relations Officer. Previous positions include Corporate Trainee and Senior Project Manager at DNB. Mrs. Pedersen holds an MSc in Business Administration and Economics from BI Norwegian Business School and an MSc in Business Management with Finance from Heriot-Watt University.

Ramstedt has been with Komplett Bank since early 2017. Before being appointed Director Credit Risk and Collections in June 2019, she worked for a period as Project Director followed by Director Loans Sweden & Finland. She has an extensive background in the Consumer Finance sector in roles such as Head of Personal Loans in Bluestep and Head of Credit Risk Sweden at EnterCard. She holds a BA in Statistics from the University of Stockholm.

Mr. Bagås has extensive experience from working compliance in the banking and financial industry. Previous experience includes Compliance Officer at Storebrand Kapitalforvaltning AS 2008-2014 and at Storebrand Finansiell Rådgivning AS from 2014-2017. Bagås has been with Komplett Bank since 2017 and previously held the position of risk and compliance manager before he was appointed Chief Compliance and Risk Officer in June 2019. Bagås holds a bachelor’s degree in accounting and a Bachelor of Business Law from BI Norwegian Business School.

Mr. Hanssen has been with the company since early 2017 as Director of POS and in June 2019, his responsibilities were expanded to include overseeing consumer loans. Before joining Komplett Bank Hanssen held a number of positions with Intrum Justitia, including Group IT Director Western Europe, Managing Director for Intrum Justitia Italy and Business Development Manager Central Europe. He also held the position of CIO/COO for Buckaroo. Mr. Hanssen holds a BBA from the University of Gothenburg.

Mr. Holstangen was hired as Chief Risk Officer (CRO) in September 2020. Mr. Holstangen has an extensive background within banking and finance. Previous positions include CRO at Kommunalbanken ASA and CFO in Fondsfinans. Mr. Holstangen has experience from the Financial Supervisory Authority Norway. He holds an MSc in Engineering from Chalmers University of Technology and Imperial College and Cand. Merc in Business Administration from the Norwegian School of Economics.